Alternative Real Estate
Lending Specialist

Alternative lending refers to non-bank financing solutions like hard money loans, private money, bridge loans, and DSCR loans. You'd typically need alternative lending when traditional banks can't help due to tight timelines, non-traditional income, credit issues, property condition, or unique property types.

Hard money loans can close in as little as 5-10 days, making them ideal for time-sensitive opportunities like fix-and-flip investments, auctions, or competing offers. The speed comes from asset-based underwriting that focuses on the property value rather than extensive borrower documentation.

DSCR (Debt Service Coverage Ratio) loans qualify borrowers based on the property's cash flow rather than personal income documentation. The property must generate enough rental income to cover the mortgage payments. These are perfect for real estate investors who want long-term financing without providing tax returns or W-2s.

We provide loans with no limit on loan amount across various loan programs. The specific amount depends on the loan type, property value, borrower qualifications, and project requirements. Our network of 30+ lenders allows us to find financing for deals of all sizes.

Jeff VanNote is licensed across all 50 states. Based in New Jersey, he can originate loans anywhere in the United States. Contact us to discuss your financing needs no matter where your property is located.

Construction loans provide financing for ground-up construction and major renovations. They typically offer flexible draw schedules based on construction milestones, interest-only payments during the build phase, and can finance up to 90% of the project cost. These loans are perfect for builders, developers, and investors doing major rehabs.

With over 18 years of experience and 1,500+ loans funded, Jeff focuses exclusively on alternative lending solutions. As the "Real Debt Broker" on YouTube and author of "The Mortgage Playbook for Millennials," he brings both expertise and education to every deal. His network of 30+ specialized lenders means he can find funding when others can't.

Yes, we provide commercial real estate financing for all real estate property types. Our commercial loan programs offer competitive terms with no limit on loan amounts and terms ranging from 1 month to 30 years.

Getting started is easy! You can apply through our LoanLynx.ai platform, contact Jeff directly at [email protected], or call 914-486-0212. Jeff personally reviews every application within 24 hours and will discuss the best financing options for your specific situation.